Yes, it is possible housing in Spain with a foreign mortgage. However, there are certain requirements and considerations to keep in mind:


  • Approval from the lending bank

It is likely that a bank account in Spain will be required.

  • Obtainment of a mortgage guarantee in the home country.

  • The buyer must have a valid Foreigner Identification Number (NIE) in Spain.

Additionally, it is advisable to consult with a financial advisor and/or a lawyer specialized in real estate to obtain their advice, as the requirements for buying a home in Spain with a foreign mortgage may vary depending on the country of origin.

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Disclaimer: The information provided in this blog is for informational purposes only and does not constitute legal advice. We are not responsible for any loss or damage that may arise from the use of this information. It is recommended to seek professional advice for specific needs.

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